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$20,000 Buyer Incentive! Use it toward closing costs, interest rate buy-down, or any way you like! Plus, use Builder's Preferred Lender and save even more w/ lender credits! Welcome to 1318 Mountain Top Loop, a versatile retreat offering endless possibilities. Whether you're looking for a short-term rental, long-term rental, seasonal/vacation home, retirement haven, or a full-time residence, this home delivers! Here, modern elegance meets serene lake living. This newly built 4 bedroom (or 3 + an office), 3 full bath home w/ high ceilings offers breathtaking lake views from second level balcony and luxurious features throughout. The open-concept design on the main level includes a light-filled common area w/tray ceiling, a primary suite w/tray ceiling & a spa-inspired bath, a second versatile bedroom/office, and a full second bath. Upstairs, you'll find two spacious bedrooms, the third full bath, and a second living area with panoramic vistas and picturesque windows. Upgrades galore, from the flooring and designer fixtures to a tankless water heater and whole-house surge protection, even an EV charger in the garage! Kitchen upgrades include under cabinet lighting, quartz countertops w/ large sink, a large island with pendant lighting, all new appliances (including refrigerator), gas cooking (with added electrical outlet behind stove for the option to switch to electric stove in the future), and plenty of cabinet & pantry space. Upgrades don't stop there! Pre-plumbed for a water softener, garage door opener, attic storage in garage with pull down ladder, utility storage closet in garage, a laundry room w/sink, septic system with drip irrigation (back yard), recessed lighting & ceiling fans (w/remotes) throughout. Outdoor living shines with a large first-floor deck and a second-floor balcony, perfect for soaking in the sunrise or enjoying evening breezes by the lake. Located just steps from Canyon Lake Boat Ramp #8! Minimal Association cost per year lets you take advantage of a the boat ramp and other community amenities like a pool, park, & playground, this home offers a lifestyle of convenience and relaxation. Centrally positioned between Austin and San Antonio, with easy access to New Braunfels, Boerne, and other Hill Country hotspots, this property delivers on both retreat and connectivity. Don't wait-make this "lakehouse" dream yours today!